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Global Underwriting

An international risk management program to provide employee benefits solutions across borders.


An international risk transfer program with centralized underwriting of local employee benefits plans to take advantage of global economies of scale.

Local pricing is replaced by a global underwriting approach that takes into account overall claims experience, larger insured volumes and a longer term view of risk than is possible at the local level. This produces lower and more stable prices, better terms and conditions and longer rate guarantees.


Our Global Underwriting program offers

  • Central employee benefits steering for underwriting and pricing
  • Full risk transfer to the insurer
  • Centralized implementation support to ensure smooth local transitions
  • Centralized ongoing management support and transparency to optimize governance opportunities
  • Escalation option at global level

Find our capabilities in your country

Download our capabilities in all countries
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Global Underwriting with us means for you

Designed as a top-down program with optimization of pricing and servicing it offers central employee benefits steering and many innovative features:

  • Upfront cost savings
  • Data transparency
  • Global free cover limits
  • Worldwide network coverage
  • Enhanced terms and conditions
  • Flexible implementation

Find out if this solution fits your needs

I am
looking for a global program in the area of
. My company employs
employees worldwide in
countries. Currently we invest
per year in employee benefits. The employee benefits are managed
a global mandate.

You like what we are offering?

Contact your Regional Sales team!

Melanie Breyer

Melanie Breyer

Head of Account Management

You can contact me in English and German

Giovanni di Meo

Giovanni di Meo

Regional Director

You can contact me in English and Italian

+49.89.3800.90187 EMAIL GIOVANNI


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